The diagnosis was a wake-up call to get her affairs in order, says Cornelius, who has been cancer-free for four years. "I'm the classic case of waiting until something forces you," she says. [See: 10 Money Questions to Ask Your Parents .] Cornelius is not alone in waiting to experience a life shakeup before considering life after her death. The motivation for writing your first will -- and getting other estate-planning documents in order -- usually stems from major life events. "There is usually something that triggers it," says Stuart Bronstein, an attorney in San Francisco, who hosts public will-writing workshops at local libraries. Here are a few common tipping points when it comes to writing a will. But word to the wise: Don't wait until after a traumatic -- or happy -- event reminds you of your own mortality. If you don't have a plan in place, consider making one now. Becoming a parent.

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